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The bank also plans to intensify its efforts to adopt mobile technology, cloud computing, big data and blockchain technologies in its operations.

The banking regulators in cities like Beijing and Shenzhen have also ordered banks to check consumer loans to prevent the money flowing into the property market.

The bag, in white cloth with an embroidered pattern of two green tea leaves, contained Baiye Yihao, or White Leaf No 1, a white tea. Saplings were donated by farmers in Anji county in Huzhou of Zhejiang province to Qingchuan.

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The bank, he said, has launched services to freely exchange the shilling (local currency) for Chinese currency notes in Kenya and Uganda. "We'll expand this service to more countries."

The authority will focus more on environmental issues when reviewing IPOs or mergers, while more support will be offered to enterprises in green businesses to help them enter and grow in the capital market.

The bank was founded by Brazil, Russia, India, China and South Africa, with the agreement creating the bank entering into force in July 2015. The bank, headquartered in Shanghai, is the first development institution of potentially global scope set up exclusively by emerging market countries with no participation of advanced economy countries in the initial stage.

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The author Kayla Raden is a chemistry teacher at Bishop Eustace Preparatory School in Pennsauken, New Jersey.

The bank's non-performing loan ratio came in at 1.47 percent, down 0.02 percentage points from the end of 2018.

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The audience included San Francisco Mayor London Breed, California Assembly Member Kansen Chu and California State Treasurer Fiona Ma, among others.

The bank has drawn 22 new measures to increase loans to private businesses while curbing risks, he added.